HOW TO ACCEPT CREDIT CARDS ONLINE

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FIVE EXCELLENT REASONS TO TAKE PAID SURVEYS

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CHEAP BROADBAND ISP

CHEAP BROADBAND ISP
BY: ROBERT MICHAEL
where to find cheap internet access

MANY OPTIONS ARE AVAILABLE. THERE ARE A NUMBER
of options for anyone trying to get the cheapest
internet service available. completely free
SERVICE IS EVEN OFFERED BY SEVERAL COMPANIES.
however, these options usually have some less
desirable features, such as permanent pop-ups or
OTHER ADVERTISING GIMMICKS. UNLESS YOU ARE
willing to put up with these, a free internet
service can inhibit your enjoyment of your
INTERNET EXPERIENCE.

people living in the uk have a variety of
CHOICES FOR CHEAP BROADBAND SERVICE. HERE ARE A
few suggestions to begin you search.

A FIRST OPTION TO CONSIDER WOULD BE HOMECALL
broadband. they have packages with voice and
data bundled beginning at a low ?19.99
POUNDS.THIS COMPANY APPEARS TO RUN SPECIALS WITH
regularity, and their packages include 2 mbps in
bandwidth. homecall is a reliable service for
CHEAP INTERNET ACCESS.

wanadoo broadband is another option for cheap
BROADBAND IN THE UK. THEIR STANDARD PACKAGE IS
similar to others and offers a 2 mbps deal that
begins at ?14.99 pounds. the amount of time you
USE YOUR COMPUTER MAY ALSO INFLUENCE THE PRICE
of the service. wanadoo sometimes offers a free
modem and connection, which is a 50 pound value,
SO BE ON THE LOOKOUT FOR IT. WANADOO ALSO HAS A
free six-month membership, however, you must
meet the qualifications for this incentive.

another option in the uk is bt broadband. they
have made a name for themselves with cheap
INTERNET SERVICE OFFERS. BT HAS PACKAGES FROM
?15.99 pounds per month. these packages can be
for home or business use.

most of the time, it is not hard to find cheap
internet access. the hardest part is doing some
RESEARCH TO FIND THE OPTION THAT IS RIGHT FOR
your needs at a suitable price. there are lots
of choices out there. before settling on any one
PROVIDER, IT PAYS TO TALK TO SOME CURRENT
customers to find out if they are a reliable
company.

make sure you assess your current needs. you
don't need to get talked into a package that is
MORE THAN YOU NEED. TAKE THE TIME TO FIGURE OUT
what you are looking for in an internet service
provider, and then go shopping. make sure you
KNOW WHAT YOU ARE GOING TO USE IT FOR
beforehand, such as business or personal use.
small businesses often have different needs from
A PROVIDER THAN SOMEONE LOOKING FOR ONE, FOR
home use.

SINCE THE COMPETITION FOR INTERNET PROVIDERS IS
so strong, you can almost pick your package at
the price you want. nearly every provider will
OFFER YOU THE INCENTIVES YOU LIKE WITH THE PRICE
you want to snag your business. keep this fact
in mind when you are shopping for cheap internet
SERVICE. THEN LOOK AT WHO IS OFFERING CHEAP
service with the quality and reliability you
want and get the cheap internet service deal you
DESIRE.

about the author:
ROBERT MICHAEL IS THE OWNER OF BEST BROADBAND
review which is a great place to find broadband
links, resources and articles. for more
INFORMATION GO TO:
http://www.bestbroadbandreview.co.uk [2]

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BUYING A PERSONAL COMPUTER

BUYING A PERSONAL COMPUTER
BY: BONNIE ARCHER
for so many people the computer world is a
seeming unsolvable jungle filled with mysterious
WORDS. HERE IS A GUIDE TO HELP YOU UNDERSTAND
the personal computer and to give you the
information needed to make a shopping decision
YOU CAN LIVE WITH SO YOU CAN ENJOY YOUR PC FOR
years to come.

NOT LONG AGO THE AVERAGE 'CHEAPER' PERSONAL
computer cost was about $1500. - $2000. and this
price did not necessarily include the power to
EDIT VIDEOS, PICTURES, OR PLAY GAMES. FOR THAT
you would have had to spend more on upgrades.
now things such as video editing are standard on
THE NEWEST PERSONAL COMPUTERS. PC'S HAVE BECOME
less expensive than ever before and they come
with more capabilities than ever.

the personal computer (pc) you purchase will
depend upon what it will be used for. so will
YOU SURF THE INTERNET AND EMAIL, WORKING IN
spreadsheets, playing video games? who is using
the pc and what are there interests? more than
LIKELY YOU WILL HAVE TO ACCOMMODATE A
combination of these or maybe even all of them.

MANY PERSONAL COMPUTERS (PC) TODAY OFFER VERY
similar capabilities so your main decision will
be based upon which specialties your personal
NEEDS PRESENT. FOR INSTANCE IF YOU ARE MAINLY
interested in gaming than you will be sure to
spend more for a good 3d graphics card. if you
WANT TO MAKE MUSIC YOU WILL NEED A GOOD SOUND
card. if you work all day on your computer or
use it for photo editing you will want to invest
IN A BETTER MONITOR. ALSO, MAKE SURE YOUR PC HAS
enough memory to quickly work the tasks you have
planed.

for the best value for your dollar spend your
money on the personal computer components that
WILL BEST SUIT YOUR NEEDS.

http://www.a1-computers.net/buying a personal
COMPUTER.HTML

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ABOUT THE AUTHOR:

about the author
B. ARCHER IS A SUCCESSFUL AUTHOR AND PUBLISHER
of http://www.a1-computers.net. [2]a great
source of information about computers and
COMPUTER ACCESSORIES.

CIRCULATED BY ARTICLE EMPORIUM [3]
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AVOIDING FRAUD THROUGH SAFE SHOPPING

AVOIDING FRAUD THROUGH SAFE SHOPPING
BY: JEFF MUELLER
online fraud is an increasing problem that can
be avoided. every year more and more people shop
ONLINE, AND EVERY YEAR SEEMS TO BRING MORE WAYS
to trick unsuspecting buyers. this report was
written to help protect you as a consumer.

following the guidelines set in this report will
protect you from most types of online fraud, and
HELP YOU RECOVER IN THE EVENT THAT YOU ARE TAKEN
advantage of.

-------------------
before you buy
-------------------
BEFORE YOU BUY ANYTHING ONLINE, REVIEW THE
store's refund policy. make sure they will
accept returns on defective or wrong items.
ALSO, SEE HOW LONG THE RETURN PERIOD IS,
usually, it is 30 days.

REVIEW THE STORE'S PRIVACY POLICY. YOU WANT TO
know that your information is being handled
responsibly before giving it to anyone.

-------------------
during check out
-------------------
plastic or plastic? during the checkout process
you will be given a few payment options. of
THESE, YOU WILL PROBABLY SEE CREDIT OR CHARGE
cards. as you know, if someone accepts credit
cards, they also accept debit cards. debit cards
ARE NOT THE SAME WHEN IT COMES TO LIMITING YOUR
liability for fraudulent use. debit cards are
fine for most things, but not online purchasing.

credit or charge cards are the ideal way to pay
online. if you pay by credit or charge card
ONLINE, YOUR TRANSACTION IS PROTECTED BY THE
fair credit billing act. under this law, you
have the right to dispute charges under certain
CIRCUMSTANCES AND TEMPORARILY WITHHOLD PAYMENT
while the creditor is investigating the disputed
charges. in the event of unauthorized use of
YOUR CREDIT OR CHARGE CARD, YOU GENERALLY WOULD
only be held liable for $50 worth of the
charges.

some credit companies even offer an online
shopping guarantee that ensures you will not be
HELD RESPONSIBLE FOR ANY UNAUTHORIZED CHARGES
made online, and some may provide additional
warranty, return and/or purchase protection
BENEFITS.

double check everything. make sure your billing,
CONTACT, AND EMAIL ADDRESSES ARE CORRECT AND
yours. you don't want your purchases delivered
to someone else.

always ensure that the checkout is being
completed on a secure server. you can tell if a
SERVER IS A SECURE SERVER BY THE WEB ADDRESS, IT
should begin with an https://. in addition, the
bottom of your browser should contain a padlock
IMAGE.

-------------------
AFTER THE PURCHASE
-------------------
always keep a record. you should receive a
RECEIPT OR INVOICE AFTER YOUR PAYMENT. IF YOU DO
not, politely request one from the vendor.

BE SURE TO SAVE THIS RECEIPT, YOU WILL NEED IT
as a proof of purchase if the item is defective
and needs to be returned, or was never received.

-------------------
ongoing precautions
-------------------
you should regularly check your credit card and
bank statements for any unauthorized payments.
IF YOU NOTICE ANYTHING THAT YOU DID NOT
authorize, be sure to notify your credit card
company or bank immediately.

some malicious applications will rest on your
computer, and send your private information to
SOMEONE ELSE. THIS IS A COMMON CAUSE OF IDENTITY
theft. for this reasons, you should always run
the latest version of your antivirus program
WITH THE MOST RECENTLY UPDATED DATABASES. YOU
should also run spyware removal programs
regularly.

-------------------
conclusion
-------------------
following the guidelines outlined in this report
should lead to a satisfying online experience.
THE ONLY IDENTITY THEFT VICTIMS ARE PEOPLE THAT
don't know or follow safe shopping practices.

ABOUT THE AUTHOR:
jeff mueller is the founder/webmaster of
slick shoppers http://www.slickshoppers.com [2]
DEDICATED TO FINDING THE BEST DEALS AND
savings on brand name items.

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A REVIEW OF REFURBISHED HP LAPTOPS -

A REVIEW OF REFURBISHED HP LAPTOPS -
BY: MAX BELLAMY
hp refurbished laptops can be found on their
website hpshopping.com. just enter "refurbished
LAPTOP" INTO THEIR SEARCH FIELD AND BROWSE
through the current selections. (note that
hewlett-packard also owns and distributes compaq
COMPUTERS.) THERE YOU CAN PURCHASE A QUALITY
refurbished laptop for up to 30% off the new
retail price.

the hp lines are named pavilion and omnibook;
the compaq brand offers the presario laptop at
REFURBISHED RATES.

the pavilion line is by far the most popular.
THEY ARE MOST SUITED TO REPLACE YOUR HOME
desktop computer, or assist any student in
creating the perfect reports and multimedia
PRESENTATIONS. THEY ARE SLIM, SLEEK, AND VERY
mobile - usually under 5 pounds. in order of
performance, the most common pavilion notebooks
ARE THE ZE4000, ZE5000, AND ZE1200. THEY COME AS
cheap as $1000 from the manufacturer.

THE OMNIBOOK LINE IS MORE SUITED TO THE SERIOUS
home user and businessperson. they feature
powerful, long-lasting batteries,
INTERCHANGEABLE MEDIA BAYS, AND ULTRA SLIM
design - usually less than 4 pounds. these can
cost as little as $1200 refurbished. the 20-30%
SAVINGS IS IMMENSE. THEY COME WITH INTEL PENTIUM
3, 4, or m processors. the most common lines are
the 6100, 6200, and 4100 models. ask the
MANUFACTURER OR PRIVATE REFURBISHED LAPTOPS
dealer for details on which omnibook would fit
you.

the compaq presario line is perfect for the
money-conscience laptop user. one presario model
UTILIZES AN INTEL CELERON M PROCESSOR TO POWER
the amazing graphics capabilities. it features
512mb of ram and a jaw-dropping 40gb of hard
DRIVE SPACE. IT INCLUDES A DVD/CD-RW, WHICH
allows you to both play and record any dvd or cd
that you wish. you can get all of these features
FOR ONLY $800, MAKING IT NOT THE LEAST EXPENSIVE
of refurbished laptops, but certainly a great
deal.

as with most other manufacturers who offer
refurbished laptops, hp offers a 90-day
WARRANTY.

about the author:
REFURBISHED LAPTOPS INFO [2] PROVIDES DETAILED
information on quality, cheap refurbished
laptops by manufacturers like dell, ibm,
TOSHIBA, AND HP, AS WELL AS REFURBISHED LAPTOP
batteries and related products. refurbished
laptops info is the sister site of rack mount
COMPUTERS WEB [3].

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5 TIPS FOR ONLINE SHOPPING

5 TIPS FOR ONLINE SHOPPING
BY: MELANIE BREEZE
shopping online has become more and more popular
in america as we are all looking to save a
LITTLE TIME AND MONEY. E-COMMERCE SALES ARE
growing at astronomical numbers ranging from
20-25% per year. and according to forrester
RESEARCH, 40% OF HOUSEHOLDS ARE USING COUPONS IN
their web shopping. the huge increases are
obvious: the online savings and discounts are
IMPOSSIBLE TO MATCH BY TRADITIONAL STORES
constrained by the overhead costs of employees,
rent, and insurance. by using some of the tips
AND TRICKS MENTIONED BELOW, YOU'LL BE ABLE TO
take further advantage of a new american
pastime: saving with online shopping!

tip 1: don't buy ebay. we all know online
auctions seem like such a great deal, and it's
EASY TO GET CAUGHT UP IN THE EMOTION OF AUCTION.
thing is, auction sites like ebay and ubid have
become saturated with buyers and sellers, so
VIRTUALLY ANY DISCOUNT FOUND IS QUICKLY SOUGHT
by re-distributors who then add their own
markups to your purchase. the online marketplace
HAS ENOUGH PEOPLE OUT THERE THAT YOU CAN END UP
spending hundreds of extra dollars for the same
things found in your local mall! don't let your
EMOTIONS GET INVOLVED - THESE ARE NOT THE RIGHT
places for the aware shopper.

TIP 2: NEVER PAY RETAIL. TAKE THIS SCENARIO: YOU
find something you want to buy, maybe the latest
craze or fad such as the ipod. should you really
PAY THE PRICE THAT APPLE IS OFFERING? NO! YOU
can find many deals and coupons for the same
purchase just by typing, for example, "ipod
COUPONS" INTO GOOGLE. SPEND A LITTLE TIME
searching through the top ten to twenty results,
you're sure to find the same product for a
SIGNIFICANT DISCOUNT. SOMETIMES, BY FILLING OUT
a survey or signing up for an email list, you'll
get additional savings and many times you can
EVEN GET YOUR PRODUCT FOR FREE!

tip 3: get over your instant gratification
DESIRE. JUST ADMIT IT, BUYING SOMETHING ALWAYS
gives you a good feeling and you can't wait to
take pleasure in that new purchase. anything
YOU'RE BUYING AT THE MALL FOR THAT SAME GOOD
feeling can usually be found for a huge discount
online. you just have to be willing to wait for
THE SHORT 2-5 DAYS THAT IT TAKES FOR SHIPPING.
it's definitely worth the savings to able to
control your emotions and hold off until it
ARRIVES VIA UPS!

tip 4: watch out for excessive shipping charges.
MANY TIMES RETAILERS SLASH THEIR COSTS TO GET
the sale but then charge more for shipping. make
sure to check the final cost to ensure you
DIDN'T RECEIVE ANY UNWARRANTED CHARGES. YOU
should also find a free shipping deal at any of
the online coupon sites. sometimes the shipping
CAN COST MORE THAN YOUR PURCHASE!

tip 5: online coupons: were you aware of online
COUPON WEBSITES THAT HAVE DISCOUNT AND PROMOTION
codes to nearly all internet stores? these types
of websites always have up to date discount
OFFERS ARRANGED BY CATEGORY OR STORE, SO YOU CAN
always find something on sale. it's not only a
way to get a good deal but you can also find
SOME OF THE FREE SHIPPING OFFERS LISTED IN TIP
4. just be careful to check for a coupon code
before making any internet purchase. it's a
SIMPLE WAY TO FIND EXTRA SAVINGS.

------------------------------------------------
about the author:

MELANIE BREEZE
www.couponchief.com [2]provides free online
coupons, deals, and discount offers to hundreds
OF INTERNET STORES. THEY UPDATE THEIR COUPONS
daily and offer a free newsletter to savvy
shoppers.

CIRCULATED BY ARTICLE EMPORIUM [3]
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3 SIMPLE WAYS TO SAVE A BUNCH OF MONEY WHEN

3 SIMPLE WAYS TO SAVE A BUNCH OF MONEY WHEN
BUYING A NEW COMPUTER!
by: kris bickell
looking to buy a new computer?

overwhelmed by all of the options available to
you?

stressed by the high cost of computers today?

FOR MOST PEOPLE, BUYING A NEW COMPUTER DOES NOT
have to be as stressful as buying a new car. nor
does it have to be as expensive. if you're like
MOST PEOPLE, AND YOU HAVE A LIMITED BUDGET FOR
buying a computer, then you need to try to get
as much computer for your money as possible.

here are 3 simple ways anyone can save money
when buying a new computer:

1) shop around for best deal.

SOUNDS PRETTY OBVIOUS. BUT MANY PEOPLE DON'T
realize they don't need the fastest, most
expensive computer with the most "extras". in
FACT, IF YOU ARE ALREADY USING AN OLDER
computer, even the least expensive new computer
will be a big upgrade. if you don't know a lot
ABOUT COMPUTERS, YOU CAN LEARN A LOT BY SHOPPING
around. ask lots of questions, compare prices,
compare features, then find the best price. shop
AT YOUR LOCAL ELECTRONICS STORE, AND LOOK FOR
the best deals online. you'll be surprised at
how much money you can save by shopping around!

2) install your own "extras"

MANY COMPUTERS YOU WILL FIND IN A STORE HAVE A
lot of extra software already installed. while
this is convenient, it is not always the best
WAY FOR YOU TO SAVE MONEY. ALSO, WHILE MANY OF
these extras sound good, you don't always need
them. you can often find better deals by
SHOPPING AROUND SEPARATELY FOR YOUR OWN SOFTWARE
extras (such as a word processor, anti-virus,
popup blocker, spyware removal, games, etc). and
SOME OF THESE YOU CAN GET FOR FREE. SO BEFORE
you buy the "fully loaded" computer, ask
yourself if you really need all the extras, then
SHOP AROUND TO SEE IF YOU CAN BUY A SCALED DOWN
computer - and get the extras yourself for much
less!

3) don't buy extended warranty

IF YOU ARE NOT A COMPUTER "TECHIE", THE EXTENDED
warranties offered by the computer retailers
often sound like a good idea. after all, who
WANTS TO BE BOTHERED PAYING FOR SERVICE ON A
computer after you buy it. but keep in mind that
most computers come with a warranty, and most
COMPUTER PROBLEMS WILL EITHER HAPPEN AT THE
beginning (when you still have the warranty in
effect) or much later (when it might be cheaper
TO BUY A NEW COMPUTER). TECHNOLOGY CHANGES VERY
quickly these days. so consider whether or not
it's worth the inflated price of the extended
WARRANTY. AND, IF YOU REALLY FEEL YOU NEED THE
extended warranty, then ask to purchase it at a
lower price. not all retailers will negotiate on
THE WARRANTY, BUT SOME WILL. AND WHETHER YOU BUY
the extended warranty or not, make sure you back
up all your files periodically, just in case!

if you have an unlimited budget, consider
yourself lucky. and if you do business on the
COMPUTER, MAKE SURE YOU GET WHAT YOU NEED, WHILE
trying to keep the price down. at any price,
buying something that does not fit your needs is
NOT A GOOD DEAL.

hope you find these tips helpful, and happy
COMPUTER SHOPPING!

about the author:
KRIS BICKELL IS THE OWNER OF
hi-speed-internet.com, a helpful site for
consumers comparing high speed internet
SERVICES. FOR INFORMATION ON HIGH SPEED DSL,
cable, and wireless internet, visit:
http://www.hi-speed-internet.com, [2]and sign up
FOR THE FREE EMAIL COURSE "5 SIMPLE WAYS TO
increase your computer speed". © 2009
hi-speed-internet.com

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10 TIPS TO STAY SAFE AND SECURE ONLINE

10 TIPS TO STAY SAFE AND SECURE ONLINE
BY: STEVE ROBSON
the internet can be a dangerous place.

WHILE YOU'RE ENJOYING THE CONVENIENCE OF ONLINE
shopping,
internet banking and subscription websites,
NASTY PEOPLE
lurk around every corner.

HACKERS, FRAUDSTERS, IDENTITY THIEVES AND MANY
others would
love to get hold of your personal details.

and what stands between you and a security
disaster?

your password.

JUST 8 LITTLE CHARACTERS LONG, IT'S YOUR LAST
line of
defense online. here are 10 tips for choosing
AND USING
bullet-proof passwords that will protect you
from harm:

tip 1 - avoid the obvious

PASSWORDS BASED ON PERSONAL DETAILS ARE TOO EASY
to guess.
avoid using names, places, favorite sports
TEAMS, OR
"password".

TIP 2 - MAKE IT NON-DICTIONARY

one option a thief might try to crack your
PASSWORD IS A
brute-force dictionary attack. choose something
that you
WON'T FIND IN ANY DICTIONARY.

tip 3 - use the full 8 characters

the more characters a password contains the more
secure it
BECOMES, SO FILL THAT PASSWORD FIELD TO THE MAX.

tip 4 - mix the case

deter thieves further by using a combination of
upper and
LOWER-CASE LETTERS. A MIXED CASE PASSWORD ADDS
another
layer of protection and is ever harder to guess.

tip 5 - include non-alphabetic characters

ADDING NUMBERS AND NON-ALPHABETIC CHARACTERS
(like a hyphen)
to your password makes it less likely to be
CRACKED THAN
something purely alphabetic.

TIP 6 - DON'T WRITE IT DOWN

this should be obvious but it's amazing how many
SCRAPS OF
paper surround the world's pcs.

TIP 7 - ASSIGN A DIFFERENT PASSWORD TO EACH
login id

IF THIEVES GET HOLD OF YOUR PASSWORD, THEY'LL
try it in
every online system available. use a separate
PASSWORD AT
each website and you won't have all your eggs in
one basket.

tip 8 - employ a password manager

REMEMBERING MULTIPLE SECURE PASSWORDS CAN BE
challenging.
specialist software like
HTTP://WWW.ROBO-FORM.COM MANAGES
your passwords securely and automates the login
process.

tip 9 - logout when you're done

ALWAYS HIT THE LOGOUT BUTTON WHEN YOU'VE
finished using a
secure site like online banking.

tip 10 - close that browser

WEB PAGES AND PASSWORDS CAN BE CACHED IN THE
browser, so
close down your browser window for added
SECURITY.

follow these simple common-sense tips and you'll
ENJOY
greater online security while benefiting from
the many
ADVANTAGES THE INTERNET HAS BROUGHT.

ABOUT THE AUTHOR:
steve robson is a successful technical author
and
CONTRIBUTOR TO 'HOW TO BUY A LAPTOP.COM' - THE
definitive
online guide for buying a laptop computer. check
OUT:
http://howtobuyalaptop.com [2]

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